In my case perhaps, I lived during one of the most fruitful and peaceful times in our world, and in our country. But I also suffered some of the worst experiences a child could -domestically speaking.

I have it on good authority that the life I live today is better than 80% of the people out there. I should remind myself of that on a regular basis.With all my defects… God has continued to give me a good life 🤷‍♂️

Something has been gnawing at me for some time: In order to get good credit you have to leave a certain amount of money in debt and pay it on a regular basis on a regular basis in order to optimize your credit. Meanwhile, you are getting charged interest. So am I to take away from this that in order to have good credit good credit, to buy a decent car at a decent interest rate, to buy a house at a decent interest rate… You have to remain in a certain amount of debt and pay interest on that debt? 🤷‍♂️

My grandmother always used to say “If you have enough money to pay your bills be thankful.”

Thank God you have food to dirty those dishes with that you have to wash at night.